Investing

Three broad index funds can cover most of the world’s stocks and bonds. Here is how to pick them, split your money and keep it running.

How to set a stock and bond mix you can actually live with, and a simple once-a-year routine for keeping it on target.

A worked example of how a small yearly fee difference between an index fund and an active fund grows into tens of thousands of dollars.

What the three main mutual fund fees mean, where to find them in a prospectus, and how to tell what a fund really costs you each year.

Why investing a windfall all at once has usually come out ahead, why spreading it out can still be reasonable, and how to choose.